Tax Season Scams: How to Protect Yourself
February 4, 2025
The good news… you could have a tax refund on the way. The bad news… there are cyber criminals out there who want to steal your money and/or your identity. We want to help you keep your money and identity safe and secure.
Common Tax Scams to Watch Out For:
Phishing Emails - These emails often mimic official communication from the IRS or tax preparation companies. They might claim you're owed a refund, need to update your information, or that there's a problem with your tax return. They often have links that lead to fake websites that are designed to steal your sensitive information - login credentials, Social Security number, bank account information, etc. Report these emails as spam and delete.
Phone Scams - Scammers may call pretending to be IRS agents, threatening legal action or demanding immediate payment for back taxes. They might use aggressive tactics to pressure you into giving them your financial information. Block the phone number.
Text Scams - Similar to phishing emails, these scams arrive via text message. They might claim you have a pending refund or need to verify your information. Report these messages as spam and delete.
Social Media Scams - Be cautious of posts or messages on social media platforms offering "guaranteed refunds" or claiming inside information about tax loopholes. These are often used to lure you into sharing your personal information or clicking on malicious links.
How to Protect Yourself:
Be Skeptical - Be wary of any unsolicited communication about your taxes, especially if it involves a request for personal information or immediate payment.
Verify Information - If you are unsure about the legitimacy of a communication, contact the IRS directly, using their official contact information on their website. Do not use contact information provided in a suspicious email, text, or phone call.
Never Share Sensitive Information - Never share your Social Security number, bank account details, or any other sensitive information with anyone you don't know and trust.
Use Strong Passwords - Protect your online accounts with strong, unique passwords.
Keep Your Software Updated - Ensure your mobile devices and computers have up-to-date antivirus software and security patches.
File Early - Filing your taxes early can help prevent identity thieves from filing a fraudulent return in your name.
Report Suspicious Activity - If you believe you've been a victim of a tax scam, report it to the IRS and the Federal Trade Commission (FTC).
Staying informed is the best defense against tax scams. For more resources, check out these links provided by America's Cyber Defense Agency for more ways to stay safe.
