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Debit Cards

Debit Cards are fast, easy, convenient, and safe - with NO annual fee! They allow you to make your purchases and be on your way faster than any other method of payment. And you have the comfort of knowing that you are protected against fraudulent transactions. Interested in learning more about the new EMV chip cards?

More info on EMV >>

SMB Debit Card

Debit Card

Our EMV Debit Card is the most widely accepted card we offer! Use our debit card anywhere Mastercard® is accepted and at any ATM – worldwide. With an SMB debit card, you get state-of-the-art fraud risk monitoring and protection. We proactively monitor your transactions and alert you if a suspicious transaction occurs.

Get free stuff when you use your debit card!Enabled for mboile walletYour SMB card has access to over 40 ATMs in the area.

Mastercard® Standard Guide to Benefits


Instant Issue Debit Card

Instant Issue Debit Card

Our Instant Issue EMV Debit Cards allow you to enjoy the security and convenience of our debit card immediately! Stop by any of our branches to get your Instant Issue Debit Card today.

We do not mail Instant Issue Debit Cards or print them ahead of time. Some fees and restrictions may apply.

Get free stuff when you use your debit card!Enabled for mboile walletYour SMB card has access to over 40 ATMs in the area.


Spirit Debit Cards

School Spirit Card

Show your school pride with an SMB EMV Debit Card! A $15 fee will be debited from your checking account for each Spirit Card ordered, of which $7.50 will be donated to your school.

Get free stuff when you use your debit card!Enabled for mboile walletYour SMB card has access to over 40 ATMs in the area.


Business Debit Card

Business Debit Card

Save time and money with our EMV Business Debit Card. When running a business, you need a card that is flexible enough to keep up. Easily make purchases anywhere Mastercard® is accepted – in-store and online.

Enabled for mboile walletYour SMB card has access to over 40 ATMs in the area.

Mastercard® Business Guide to Benefits


ATM Card

ATM Card

Our ATM card is a great starter card and can be used at any ATM or PIN-based terminal. Your ATM card is activated no later than the next business day, giving you quick and easy access.

Your SMB card has access to over 40 ATMs in the area.


EasyCash reloadble debit card

SMB EasyCash Reloadable Prepaid Debit Card

Easy to use. Easy to get. Easy to load. Easy to love. Not to be confused with a gift card, this general purpose card can be reloaded and used anywhere Mastercard® is accepted! No checking account required.

  • No credit check!
  • No overdraft fees!
  • Monthly service fee of $6.95
  • Free direct deposit
  • Enjoy complete control – for FREE!
    • Online account access 24/7
    • Easy-to-use mobile app
    • Online bill pay
    • Transfer money to another card or financial institution
    • Email and SMS Alerts
  • Use at SMB ATMs and Quick Banks with no fee (Casey’s stores not included)
  • If card is lost or stolen, cardholders are covered by Mastercard’s Zero Liability Protection1

Your SMB card has access to over 40 ATMs in the area.

1 Conditions and exceptions apply.

EasyCash cards are not connected to an SMB checking account. Cards are offered and operated through TransCard. Cash loads and advances can be made at all SMB locations. Fees apply. Terms and Conditions.


Gift Card

Gift Card

Need a last minute gift? Here's a gift everyone will like!

  • Use anywhere Mastercard® is accepted
  • Use in-store and online
  • Simple, safe and convenient

Fees apply. Terms and Conditions.


CLICK HERE to find a fee-free ATM near you. 

Some fees and restrictions may apply.


Debit Card Fraud Center Procedures
In our continuing efforts to keep your debit card secure, we've improved our alert notification system for potential debit card fraud. Here’s how it works:

  1. Email Notification – when potential debit card fraud is detected, you will receive an automated email notification with the option to reply as fraud or no fraud.
  2. Text Alert – one minute after the email, you will receive a text alert, which also allows you to reply as fraud or no fraud.
  3. Phone Call – if there is no response received, you will then receive an automated call to confirm or deny fraud. You will have the option to speak to a fraud analyst.

Remember – our messages will never ask for your PIN or account number.

To make sure you receive fraud notifications regarding your debit card, you may update your phone number and email address at (800) 943-8488 or by sending us a message within your NetTeller SMBonline Banking.

Traveling? Let us know! When using your debit card out of state, the transaction may be flagged as unusual card activity, treated as potential fraud and declined for your protection. Notifying us of your travel plans before your trip lets us know you are in control of your card. You may notify us of travel plans by calling (800) 943-8488 or by sending us a message within your SMBonline NetTeller Banking.

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