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SMB Mobile Deposit

Deposit checks in a snap!  With the ease of taking a picture, securely deposit checks into your personal checking or savings account right from your smartphone or tablet.  All you need is our SMB Mobile app.  You choose when and where you deposit your checks – from your dorm, your kitchen counter, the school pick-up line, or even the parking lot at work before you leave on Friday afternoon!

Enroll yourself by selecting Deposits from the menu in your SMB Mobile app. We'll ask some basic information and then tap Continue. We will review your registration and send you an email to let you know you've been enrolled.*

* Rules and restrictions apply. CLICK HERE to view the full disclosure.

How to make a Mobile Deposit

Open your SMB Mobile App
Sign in, tap your navigation menu and select Deposits. How to make a deposit, step 1
Tap the Plus sign inside a circle
If this is your first time using Mobile Deposit, you'll need to complete the user registration and we'll send you an email when it's ready to use. How to make a deposit, step 2
Snap a picture of your Check
Pick a well-lighted area, a dark background, align the check and we'll take the photo for you! How to make a deposit, step 3
Flip and repeat
Make sure you've printed "MOBILE DEPOSIT ONLY" and endorsed the check before snapping a picture of the back. How to make a deposit, step 4
Give us the details
Choose the "Deposit to" account and enter the check amount. How to make a deposit, step 5
Review and finish
Review the check information and tap Finish. You will receive a confirmation email. How to make a deposit, step 6
How does SMB's Mobile Deposit work?

Once you're in the SMB Mobile App, tap the navigation menu at the top left of your screen and choose Deposits. Tap the Plus sign inside a circle., take a picture of the front and back of your endorsed check, and enter the check amount. Verify all information is correct and click “Deposit.” You’ll receive email confirmation that the deposit was accepted. You may submit deposits at any time and can only include one check in a single deposit. 

You must properly endorse the back of the check with "Mobile Deposit Only" and your signature.

When will my funds be available to me?

Deposits submitted before 5 PM CST on a business banking day will generally be available by the next business day.

What should I do with my check after I’ve deposited it?

After you complete your transaction, keep your check for 60 calendar days to make sure it clears with no issue - then destroy it.

More Questions?

View all FAQs   Message Us

*Rules and regulations apply. Refer to our Mobile Deposit Terms and Conditions for details.

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