SMB Mobile Deposit

Deposit checks in a snap!  With the ease of taking a picture, securely deposit checks right from your smartphone or tablet.  All you need is our SMB Mobile app.  You choose when and where you deposit your checks – from your dorm, your kitchen counter, the school pick-up line, or even the parking lot at work before you leave on Friday afternoon!

Enroll yourself by selecting Deposits from the menu in your SMB Mobile app. We'll ask some basic information and then tap Done. We will review your registration and send you an email to let you know you've been enrolled.*

* Rules and restrictions apply. CLICK HERE to view the full disclosure.

How to make a Mobile Deposit

How does SMB's Mobile Deposit work?

Once you're in the SMB Mobile App, tap the navigation menu at the top left of your screen and choose "Deposits". Then follow the on-screen instructions to take a picture of the front and back of your endorsed check, enter the check amount, and choose whether you want to deposit the check into your SMB checking or savings account. Verify all information is correct and click “Deposit.” You’ll receive email confirmation that the deposit was accepted. You may submit deposits at any time and can only include one check in a single deposit. 

You must properly endorse the back of the check with "Mobile Deposit Only" and your signature.

When will my funds be available to me?

Deposits submitted before 5 p.m. CST on a business banking day will generally be available by the next business day.

What should I do with my check after I’ve deposited it?

After you complete your transaction, keep your check for 60 calendar days to make sure it clears with no issue - then destroy it.

More Questions?

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*Rules and regulations apply. Refer to our Mobile Deposit Terms and Conditions for details.