Six Money Tips for Traveling
June 1, 2023
Hitting the road? Here are six quick tips for keeping your finances safe while you’re traveling.
Have multiple payment options
Make sure you have several methods for getting cash and making purchases – your debit card, credit card, etc. Always keep one credit card in a separate place while traveling – just in case.
Tell your bank
Contact your bank and let them know where and when you will be traveling. This ensures their fraud department knows if your card is flagged for out-of-state use. Using SMB Online, you can set up travel notifications on your debit card 24/7.
Check card limits
Check the daily cash withdrawal limit, purchase limit, and credit limit for each debit and credit card you’ll be using on your trip.
Make sure you can check your card activity on the go with your bank’s mobile app. If you have a credit card you only use for emergencies, make sure your login is still valid and ready to go if you need it.
Set up alerts
Consider signing up for mobile text alerts so you will be alerted of large transactions while unplugged on vacation.
Know your surroundings
When using an ATM, be alert to those around you and make sure it is well lighted and equipped with a security camera.
Follow these tips for a financially stress-free vacation, and enjoy your time in the sun, on the beach, in the mountains, or wherever your wanderlust leads you!