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Protect yourself while shopping online.

Protect yourself while shopping online

November 21, 2017

The holiday season has arrived and many of you are looking online for those perfect gifts. As your bank, we want to make sure you know how to shop safely online. Here’s some information about the risks of shopping online and how to make your holiday purchases safely.

Fake Online Stores

While many online stores are legitimate, there are some fake websites set up by cyber criminals. According to SANS, criminals create these fake websites by replicating the look of real sites or using the names of well-known stores or brands. They then use these fraudulent websites to prey on people who are looking for the best deal possible. When you search online for the absolute lowest prices, you may find yourself directed to one of these fake websites. When selecting a website to make a purchase, be wary of websites advertising prices dramatically cheaper than anywhere else or offering products that are sold out nationwide. The reason their products are so cheap or available is because what you will receive is not legitimate, may be counterfeit or stolen, or may never even be delivered. Protect yourself by doing the following:

Remember, just because the site looks professional does not mean it's legitimate. If you aren't comfortable with the website, don't use it. Instead, find a well-known website you can trust or have safely used in the past. You may not find that absolutely amazing deal, but you are much more likely to end up with a legitimate product and avoid having your personal and financial data stolen.

Your Computer, Mobile Device, & Wi-Fi

You want to ensure your mobile device, computer, and online account stays secure. Here are some ways you can protect your device from being infected and keeping your information safe:

Your Payment Card

When shopping online with a credit or debit card, here are some things to consider.

As always, if you ever have questions or concerns, don't hesitate to contact your banker. Happy shopping!

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